Flexible Secure Simple

Home Purchase

Part Purchase your home in manageable amounts when it suits you

 

Helping hardworking households purchase a home

Across America millions of hardworking households are seeing home purchase get further and further out of reach.

Even higher earners with savings and strong credit scores are unable to buy the home they really want.

Being forced to rent when you want to be a home owner doesn’t seem right.

We think it’s time this changed…

Time for a new way to purchase your home.

Without a mortgage… With you in control.

How does it work?

 

Qualify, choose the home you want, purchase part of it and move in…

  • Once approved, select any good quality home for sale within your agreed budget.

  • Part Purchase America buys the property and sells part of the home to you when you move in.

  • A long-term agreement clearly sets out your rights and obligations in relation to your home as well as affordable monthly payments for the part you didn’t buy.

  • Part Purchase doesn’t mean you own a room or a wall… You have a registered legal interest in your home and an entitlement to a part share of its value.

Enjoy your home and purchase additional parts at any time...

  • Look after your home, make your monthly payments and you and your family will be secure in the knowledge you can live in the property for as long as you want.

  • The long-term agreement clearly sets out how you can purchase more of your home.

  • Our unique, flexible approach allows you to purchase additional parts at any time - in small or large amounts.

  • There is no obligation to purchase more but when you do your monthly payments reduce and your part share value entitlement increases.

Increase your purchases to to 100% and own your home free and clear…

  • Part Purchasing in small or large amounts, once you get to 100% there is no more rent to pay, the long-term agreement ends and the home is entirely yours.

  • The long-term agreement is for 99 years so there’s no rush.

  • Of course if you don’t get to 100% that’s OK too… you still get to enjoy the security and benefits of being a Part Purchase home owner.

 

Your part purchases and value entitlement may be at risk if you fail to make your monthly payments or breach the long-term agreement.

 

What can you afford?

 

If you don’t yet have a home budget in mind use the calculator below to find out what you could afford and monthly costs.

 

If you have a home budget in mind use the calculator below to find out what income and savings you need and monthly costs.

 
 

What our customers say…

 

Emelia

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Michael & Katrina

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Rachael (and Rocco)

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